An average of 160 home fires every year are started by Christmas trees. This may seem small, but considering that trees are really only a fire risk for around a month every year, the number is substantial. In fact, according to the National Fire Protection Agency, this small number of fires causes about $10 million in direct property damage yearly. This is to say nothing of the risks they pose for injury and death.
When your house is destroyed by fire, insurance should act swiftly to help you replace and rebuild. Sadly, this does not always happen. If you have faced property damage and your insurance company is not treating you fairly, is sitting on your claim, dragging feet, or otherwise delaying your compensation, they may be acting in bad faith, giving you the option of filing suit.
If you suspect you are being unfairly treated by your insurance company, use the contact form on this page to get in touch with our office and discuss your options.
Doing Your Part
Better than getting an insurance settlement for a Christmas tree fire is never having to deal with a Christmas tree fire in the first place – and much of this boils down to you.
- Place your Christmas tree away from heat sources such as fireplaces, baseboard heaters, and space heaters
- Keep your tree watered. Dry trees can go up in flames in as little as six seconds
- Make sure lights are in working order. Replace missing or burned-out bulbs and make sure chords are straight and undamaged
- Turn lights off before going to bed or leaving your house
If you choose to have a plastic tree, select one that is fire-resistant and follow the same steps – minus the watering, of course – as above to help prevent your artificial tree from catching fire.
And remember, keep a fully charged fire extinguisher in your home and make sure all of your smoke alarms are working before installing your tree. Smoke alarms should be checked every month and batteries should be replaced every year. All smoke detectors, even those that are hardwired to the house, should be replaced after 10 years.
We Are Here to Help
If you are dealing with property damage and/or injury from a house fire, we are here to assess your claim and provide honest information about your options. Please call our Cherry Creek office at 720-667-3030 to schedule a free consultation today. Leventhal Sar Law welcomes clients from Denver and all surrounding Metro communities.