You pay your insurance premiums faithfully, filed your claim correctly, but now, when you need help the most, your insurance company has denied your claim. Does this sound familiar? If you feel your claim was unfairly denied, we urge you to contact the insurance denial lawyers at Leventhal Sar LLC in Denver, today.
Far too often, insurance companies place profit above customer care. However, your insurance policy is a contract, and your insurer is legally obligated to honor the terms of your insurance policy. Insurance companies have a duty to act in good faith, which means carefully investigating each claim and paying in a timely fashion. When an insurer fails to honor its responsibilities, it is known as bad faith.
When an insurance company denies your claim, they must provide a legitimate reason. Some reasons an insurer might deny a claim include:
- Policy does not cover specific loss
- Policy holder breached a contract provision
- Policy exclusions apply
- Incident happened outside of coverage dates
- Claim was not filed in a timely manner
If your insurance claim was denied, you should immediately request an explanation in writing and carefully review the terms of your policy. As long as your claim was legitimate and reasonable, you have the right to take action and fight for what you are due.
Policy provisions can be complicated and are often open to interpretation. That’s why it’s important to work with experienced insurance denial attorneys who understand all aspects of insurance claim disputes.
If you believe your insurer is acting in bad faith, and would like to speak with knowledgeable insurance denial lawyers in the Denver area, contact Leventhal Sar LLC today by completing the form on this page or calling 720.667.3030 today. We proudly serve clients throughout Colorado, including Aurora and Cherry Creek.