There is more than one side to every accident. Sometimes, it turns out that fault lies with someone else. Sometimes, it’s your own behavior that caused problems. Often, it’s some combination of factors, making things a little murky when it comes to liability.
When you are found to be liable for an accident, your insurance will be responsible for paying the damages. When injury is serious or when a lawsuit is filed, your insurance company may appoint an attorney to represent you during settlement negotiations or in the eventuality of a trial.